Insurance and protection
Life, home and health cover reviewed calmly: what it covers, what it does not and what it really costs.
What is included
Term life
Home
Health and funeral
Who it is for: For protecting your family, home and income against the unexpected, without paying for cover you do not need.
What is worth knowing
01
Term life insurance
It pays a sum to your beneficiaries if the insured person dies and, depending on the policy, also in case of disability. It builds no savings: it is pure protection.
Products Agustín can arrange for you
Home
Damage, liability and, depending on the plan, illegal occupation.
Life
Family protection or cover linked to the outstanding mortgage.
Health
With a medical network, with co-payments or reimbursement.
Car and motorbike
From third-party to comprehensive, with roadside assistance.
Accident
A lump sum or compensation if you have an accident.
Long-term care
A lifetime monthly income in case of severe dependency.
Sick leave for the self-employed
Covers lost income due to illness or accident.
Funeral
Funeral service and paperwork for the family.
Interest rates, discounts, fees and promotions change often: Agustín gives you the current terms, at the meeting.
How we work
Listen
An unhurried conversation about your situation, goals and timing. Most things are decided here.
Analyse
I review what you already have, what it costs and what is missing, and compare it with the market.
Propose
I present the options with pros and cons, in writing and without unnecessary jargon.
Support
I support you through the process and review progress with you when your circumstances change.
What to bring to the meeting
- ID/NIE
- Current policies
- Summary of family assets
Watch out for
Read the exclusions and waiting periods: they determine when and what the policy really covers.
Do not buy on price alone without comparing sums insured, excesses and cover.
Review your policies when your life changes (children, home, debts): what was enough years ago may fall short.
Frequently asked questions
It depends on your debts, income and how many people rely on it. It is worked out from your own situation, not a general figure.
General, indicative information on regulations and products in Spain. Terms and rules change and every case is different: they are confirmed at the meeting. It is not personalised advice or an offer.
Related services
Mortgages and housing
Feasibility study, offer comparison and support through to signing, for residents and non-residents.
Talk about thisPersonal loans
Funding for renovations, a vehicle or debt consolidation, with a payment you can actually afford.
Talk about thisAccounts and cards
Everyday banking done right: clear fees, cards that fit how you spend, and direct support.
Talk about thisShall we look at your own case?
A 30-minute meeting, no commitment. You arrive with a summary and leave with clear next steps.
General information only. It is not personalised advice or a contractual offer.