Card terminals and payments
In-store terminals and online gateway with transparent fees for your business.
What is included
Physical and virtual POS
QR payments
Multi-currency collection
Who it is for: For shops, hospitality and service businesses that take card payments and want to understand and reduce what each payment costs.
What is worth knowing
01
How the cost is made up
Each card payment adds an interchange fee (to the customer's bank), a card scheme fee and the margin of whoever provides your acquiring service.
Products Agustín can arrange for you
Card terminal for your premises
Including touch screen and 4G or WiFi connectivity.
Your phone as a card terminal
For professionals on the move.
Online payment gateway
For your web shop, with Bizum, Apple Pay and Google Pay.
Pay by link
Send a link by SMS, WhatsApp or email, no website needed.
Social selling
One link to sell your products on social media.
Multiple locations
Central management of all your points of sale.
Interest rates, discounts, fees and promotions change often: Agustín gives you the current terms, at the meeting.
How we work
Listen
An unhurried conversation about your situation, goals and timing. Most things are decided here.
Analyse
I review what you already have, what it costs and what is missing, and compare it with the market.
Propose
I present the options with pros and cons, in writing and without unnecessary jargon.
Support
I support you through the process and review progress with you when your circumstances change.
What to bring to the meeting
- Latest balance sheet and P&L
- List of current debts
- Cash forecast
Watch out for
Ask for a breakdown of fees by card type: a single price can hide a higher cost.
Check when you receive the money from payments and whether there are fixed terminal fees.
Compare the total cost with your real sales volume, not an estimate.
Frequently asked questions
Yes, there are solutions that turn a phone into a payment terminal. They suit home services or mobile sales.
General, indicative information on regulations and products in Spain. Terms and rules change and every case is different: they are confirmed at the meeting. It is not personalised advice or an offer.
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Talk about thisShall we look at your own case?
A 30-minute meeting, no commitment. You arrive with a summary and leave with clear next steps.
General information only. It is not personalised advice or a contractual offer.